:root{--blue:#1f668c;--teal:#168d9a;--navy:#123b53;--orange:#f48a24;--ink:#19303c;--muted:#61737c;--cream:#f5f8f8;--white:#fff;--shadow:0 18px 55px rgba(23,55,70,.13)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:122px}body{margin:0;padding-top:122px;color:var(--ink);font-family:Nunito,Arial,sans-serif;line-height:1.7;background:#fff}img{display:block;max-width:100%}a{color:inherit;text-decoration:none}.container{width:min(1160px,calc(100% - 40px));margin:auto}.topbar{position:fixed;top:0;left:0;right:0;z-index:90;background:var(--navy);color:#fff;font-size:.88rem}.topbar-inner{min-height:38px;display:flex;gap:28px;align-items:center}.header{position:fixed;top:30px;left:0;right:0;z-index:80;background:rgba(255,255,255,.96);box-shadow:0 4px 25px rgba(17,54,70,.08);backdrop-filter:blur(12px)}.nav-wrap{height:84px;display:flex;align-items:center;justify-content:space-between}.brand{width:250px;height:70px;overflow:hidden}.brand img{width:100%;height:100%;object-fit:contain}.nav{display:flex;gap:34px;align-items:center;font-weight:800}.nav a{position:relative}.nav a:after{content:"";position:absolute;left:0;right:100%;bottom:-8px;height:3px;background:var(--orange);transition:.25s}.nav a:hover:after,.nav a.active:after{right:0}.menu-button{display:none;border:0;background:none;font-size:1.7rem;color:var(--blue)}
.hero{overflow:hidden;background:linear-gradient(120deg,#eaf6f7 0 52%,#fff 52%);padding:72px 0 88px}.hero-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px;align-items:center}.eyebrow{margin:0 0 12px;color:var(--teal);font-size:.79rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase}.hero h1,.section h2{font-family:Cabin,sans-serif;line-height:1.08;margin:0}.hero h1{font-size:clamp(3rem,5vw,5.2rem);color:var(--navy)}.hero h1 span{color:var(--teal)}.hero-copy>p:not(.eyebrow){font-size:1.15rem;color:var(--muted);max-width:550px}.actions{display:flex;gap:13px;flex-wrap:wrap;margin-top:30px}.button{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:8px;padding:14px 23px;font:800 .9rem Nunito,sans-serif;letter-spacing:.04em;text-transform:uppercase;cursor:pointer;transition:.25s}.primary{color:#fff;background:var(--orange);box-shadow:0 10px 24px rgba(244,138,36,.3)}.primary:hover{transform:translateY(-2px);background:#db7411}.ghost{color:var(--blue);border:2px solid var(--blue);background:#fff}.hero-photo{position:relative}.hero-photo:before{content:"";position:absolute;inset:-18px 22px 22px -18px;border:2px solid var(--teal);border-radius:22px}.hero-photo>img{position:relative;width:100%;height:520px;object-fit:cover;border-radius:22px;box-shadow:var(--shadow)}.experience{position:absolute;right:-20px;bottom:-30px;background:var(--navy);color:#fff;padding:18px 26px;border-radius:12px;box-shadow:var(--shadow);display:flex;align-items:center;gap:12px}.experience strong{font:700 2.5rem Cabin}.experience span{width:70px;line-height:1.1}
.section{padding:100px 0}.two-columns{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:center}.photo-stack{position:relative;padding:0 45px 55px 0}.photo-main{height:535px;width:100%;object-fit:cover;border-radius:18px}.photo-small{position:absolute;width:47%;height:230px;object-fit:cover;right:0;bottom:0;border:9px solid #fff;border-radius:14px;box-shadow:var(--shadow)}.section h2{font-size:clamp(2.3rem,4vw,3.8rem);color:var(--navy)}.content>p:not(.eyebrow),.section-heading>p:not(.eyebrow){color:var(--muted);font-size:1.05rem}.benefits{display:grid;gap:15px;margin-top:28px}.benefits div{display:flex;align-items:center;gap:16px;font-weight:800}.benefits img{width:45px;height:45px;object-fit:contain;background:#e9f5f5;border-radius:50%;padding:8px}
.about{background:var(--cream)}.section-heading{max-width:700px;margin:0 auto 50px;text-align:center}.service-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.info-card{background:#fff;padding:34px;border-radius:14px;box-shadow:0 10px 35px rgba(18,59,83,.07);border-bottom:4px solid transparent;transition:.25s}.info-card:hover{transform:translateY(-6px);border-color:var(--orange)}.info-card img{width:52px;height:52px;object-fit:contain;margin-bottom:18px}.info-card h3,.about-grid h3{font-family:Cabin;font-size:1.35rem;color:var(--navy);margin:0 0 8px}.info-card p{color:var(--muted);margin:0}.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:45px;margin-top:55px;padding-top:45px;border-top:1px solid #dce7e8}.about-grid p{color:var(--muted)}
.insurance{background:linear-gradient(135deg,var(--navy),#176d7d);color:#fff}.section-heading.light h2,.section-heading.light .eyebrow{color:#fff}.category-title{font:700 1.6rem Cabin;margin:42px 0 22px;padding-left:14px;border-left:4px solid var(--orange)}.insurance-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.insurance-grid article{min-height:205px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:14px;text-align:center;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.15);border-radius:13px;padding:20px;transition:.25s}.insurance-grid article:hover{background:#fff;color:var(--navy);transform:translateY(-5px)}.insurance-grid img{width:105px;height:95px;object-fit:contain;border-radius:10px}.insurance-grid span{font-weight:800;line-height:1.25}
.contact{background:#fff}.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:80px}.contact-details>p:not(.eyebrow){color:var(--muted)}address{font-style:normal;display:grid;gap:12px;margin-top:30px}address a{padding:13px 16px;border-left:3px solid var(--teal);background:var(--cream)}address b{display:block;color:var(--navy);font-size:.8rem;text-transform:uppercase;letter-spacing:.08em}.contact-form{display:grid;gap:16px;background:var(--cream);padding:38px;border-radius:16px}.contact-form label{font-size:.88rem;font-weight:800;color:var(--navy)}input,textarea{display:block;width:100%;margin-top:6px;border:1px solid #cbdadd;border-radius:7px;background:#fff;padding:13px;font:inherit;outline:0}input:focus,textarea:focus{border-color:var(--teal);box-shadow:0 0 0 3px rgba(22,141,154,.1)}textarea{resize:vertical}.contact-form small{color:var(--muted)}
footer{background:#0e2c3d;color:#b9ced7;padding:38px 0}.footer-inner{display:flex;align-items:center;justify-content:space-between;gap:30px}.footer-inner img{width:220px;height:70px;object-fit:contain;filter:brightness(0) invert(1);opacity:.9}.whatsapp-float{position:fixed;z-index:15;right:22px;bottom:22px;width:58px;height:58px;padding:13px;border-radius:50%;background:#25d366;box-shadow:0 8px 26px rgba(0,0,0,.25)}.whatsapp-float img{filter:brightness(0) invert(1)}.reveal{opacity:0;transform:translateY(18px);transition:opacity .65s,transform .65s}.reveal.visible{opacity:1;transform:none}
@media(max-width:900px){.menu-button{display:block}.nav{display:none;position:absolute;left:20px;right:20px;top:78px;flex-direction:column;align-items:stretch;gap:0;background:#fff;padding:10px;box-shadow:var(--shadow);border-radius:10px}.nav.open{display:flex}.nav a{padding:12px}.hero-grid,.two-columns,.contact-grid{grid-template-columns:1fr;gap:55px}.hero{background:#eaf6f7}.hero-photo>img{height:420px}.service-cards{grid-template-columns:1fr}.insurance-grid{grid-template-columns:repeat(2,1fr)}.about-grid{grid-template-columns:1fr}.contact-grid{gap:45px}}
@media(max-width:560px){.container{width:min(100% - 28px,1160px)}.topbar-inner{gap:8px;justify-content:center;flex-wrap:wrap;padding:7px 0}.nav-wrap{height:72px}.brand{width:195px;height:58px}.hero{padding:55px 0 70px}.hero h1{font-size:2.8rem}.hero-photo>img{height:340px}.experience{right:8px}.section{padding:72px 0}.photo-stack{padding:0 24px 40px 0}.photo-main{height:410px}.photo-small{height:160px}.insurance-grid{grid-template-columns:1fr 1fr;gap:10px}.insurance-grid article{min-height:175px;padding:13px}.insurance-grid img{width:80px;height:75px}.contact-form{padding:24px}.footer-inner{flex-direction:column;text-align:center}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none}}

/* Verzekeringskaarten en detailpagina's */
.insurance-grid article{min-height:225px;height:100%;gap:12px}.insurance-grid a:hover article{background:#fff;color:var(--navy);transform:translateY(-5px)}.insurance-grid a:hover small{color:var(--orange)}.insurance-grid small{color:#9edbe0;font-weight:800}.insurance-grid a article:hover{background:#fff;color:var(--navy)}
.detail-hero{padding:75px 0;background:linear-gradient(130deg,#eaf6f7,#fff)}.breadcrumbs{margin-bottom:26px;color:var(--muted);font-size:.9rem}.breadcrumbs a{color:var(--teal);font-weight:800}.detail-hero-grid{display:grid;grid-template-columns:1fr .8fr;gap:70px;align-items:center}.detail-hero h1{font:700 clamp(2.7rem,5vw,4.8rem)/1.05 Cabin,sans-serif;color:var(--navy);margin:0 0 20px}.detail-lead{font-size:1.18rem;color:var(--muted);max-width:680px}.detail-visual{position:relative;min-height:400px;display:grid;place-items:center;background:#fff;border-radius:24px;box-shadow:var(--shadow);overflow:hidden}.detail-visual:before{content:"";position:absolute;inset:0;background:linear-gradient(145deg,rgba(22,141,154,.1),transparent)}.detail-visual img{position:relative;width:68%;max-height:300px;object-fit:contain}.detail-body{padding:90px 0}.detail-layout{display:grid;grid-template-columns:1.3fr .7fr;gap:70px}.detail-content h2{font:700 2.3rem/1.1 Cabin;color:var(--navy);margin:0 0 18px}.detail-content h3{font:700 1.45rem Cabin;color:var(--navy);margin-top:38px}.detail-content p{color:var(--muted)}.checklist{list-style:none;padding:0;display:grid;gap:12px}.checklist li{position:relative;padding:13px 16px 13px 48px;background:var(--cream);border-radius:9px;font-weight:700}.checklist li:before{content:"✓";position:absolute;left:16px;color:var(--teal);font-size:1.25rem;font-weight:900}.advice-card{position:sticky;top:125px;align-self:start;background:var(--navy);color:#fff;padding:34px;border-radius:16px;box-shadow:var(--shadow)}.advice-card h2{font:700 2rem Cabin;margin:0 0 12px}.advice-card p{color:#c9dce4}.advice-card .button{width:100%;margin-top:10px}.advice-card .whatsapp-button{background:#25d366;color:#fff}.mini-contact{display:grid;gap:8px;margin-top:25px;padding-top:22px;border-top:1px solid rgba(255,255,255,.18)}.mini-contact a{font-weight:800}.detail-photo-band{background:linear-gradient(rgba(12,42,57,.78),rgba(12,42,57,.78)),url('assets/finanse-12.jpg') center/cover;padding:80px 0;color:#fff;text-align:center}.detail-photo-band h2{font:700 clamp(2.2rem,4vw,3.4rem)/1.1 Cabin;color:#fff;margin:0}.detail-photo-band p{max-width:720px;margin:15px auto 28px;color:#dcebee}.back-insurances{display:inline-block;margin-top:35px;color:var(--teal);font-weight:800}
@media(max-width:900px){.detail-hero-grid,.detail-layout{grid-template-columns:1fr;gap:55px}.advice-card{position:static}.detail-visual{min-height:330px}}

/* Premieberekenaar */
.premium-cta{padding:52px 0;background:#eaf6f7}.premium-cta-inner{display:flex;align-items:center;justify-content:space-between;gap:40px}.premium-cta h2{font:700 2.5rem Cabin;color:var(--navy);margin:0}.premium-cta p{margin:5px 0;color:var(--muted)}.premium-cta .eyebrow{color:var(--teal)}
.calculator-intro{padding:70px 0;background:linear-gradient(120deg,#eaf6f7,#fff)}.calculator-intro-grid{display:grid;grid-template-columns:1fr .65fr;gap:65px;align-items:center}.calculator-intro h1{font:700 clamp(2.8rem,5vw,4.7rem)/1.05 Cabin;color:var(--navy);margin:0 0 20px}.calculator-intro p:not(.eyebrow){font-size:1.12rem;color:var(--muted)}.calculator-intro img{width:100%;height:330px;object-fit:cover;border-radius:20px;box-shadow:var(--shadow)}
.calculator-section{padding:80px 0;background:var(--cream)}.calculator-layout{display:grid;grid-template-columns:1.05fr .75fr;gap:40px;align-items:start}.calculator-card,.result-card{background:#fff;border-radius:18px;box-shadow:var(--shadow);padding:38px}.calculator-progress{display:grid;grid-template-columns:repeat(3,1fr);gap:5px;margin-bottom:32px}.calculator-progress span{border-bottom:4px solid #dce8e9;padding-bottom:9px;color:var(--muted);font-size:.78rem;font-weight:800}.calculator-progress .active{border-color:var(--teal);color:var(--navy)}.dynamic-fields{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:block;margin-bottom:18px}.field>span{display:block;margin-bottom:7px;color:var(--navy);font-weight:800}.field select,.field input{width:100%;height:52px;border:1px solid #cbdadd;border-radius:8px;background:#fff;padding:0 13px;font:inherit;color:var(--ink)}.privacy-note{padding:14px 16px;margin:5px 0 20px;background:#edf7f6;border-left:3px solid var(--teal);color:var(--muted);font-size:.88rem}.calculate-button{width:100%}
.result-card{position:sticky;top:125px;text-align:center;min-height:440px}.result-placeholder{padding-top:25px;color:var(--muted)}.result-placeholder img{width:170px;height:150px;object-fit:contain;margin:0 auto 24px}.result-content h2{font:700 2rem Cabin;color:var(--navy);margin:0}.premium-amount{margin:24px 0 5px}.premium-amount>*{display:block}.premium-amount small{color:var(--muted)}.premium-amount strong{font:700 3.7rem Cabin;color:var(--teal);line-height:1}.premium-amount span{color:var(--muted)}.premium-range{font-weight:800;color:var(--navy)}.result-summary{padding:18px 0;margin:18px 0;list-style:none;text-align:left;border-top:1px solid #e0e9ea;border-bottom:1px solid #e0e9ea}.result-summary li{padding:5px 0}.result-summary li:before{content:"✓";color:var(--teal);font-weight:900;margin-right:9px}.result-disclaimer{font-size:.78rem;color:var(--muted);text-align:left}.result-card .button{width:100%;margin-top:9px}.whatsapp-button{background:#25d366;color:#fff}.text-button{margin-top:15px;border:0;background:none;color:var(--teal);font:800 .9rem Nunito;cursor:pointer;text-decoration:underline}.calculator-explanation{padding:70px 0}
@media(max-width:900px){.premium-cta-inner{align-items:flex-start;flex-direction:column}.calculator-intro-grid,.calculator-layout{grid-template-columns:1fr}.result-card{position:static}.dynamic-fields{grid-template-columns:1fr}}
.form-section{margin:28px 0;padding-top:28px;border-top:1px solid #dfe9ea}.form-section h2{font:700 1.45rem Cabin;color:var(--navy);margin:0 0 20px}.field-wide{grid-column:1/-1}.plate-row{display:grid;grid-template-columns:1fr auto;gap:16px;align-items:end}.plate-input{display:flex;height:56px;border:2px solid #17252c;border-radius:8px;overflow:hidden;background:#f7d117}.plate-input span{display:grid;place-items:center;width:44px;background:#15469b;color:#fff;font-weight:800;font-size:.75rem}.plate-input input{height:100%;border:0!important;border-radius:0!important;background:#f7d117!important;text-align:center;text-transform:uppercase;font:800 1.45rem Cabin!important;letter-spacing:.1em}.plate-button{height:56px;background:var(--navy);color:#fff}.rdw-status{margin:14px 0 22px;padding:13px 16px;background:#edf3f4;border-radius:8px;color:var(--muted)}.rdw-status.loading{border-left:4px solid var(--orange)}.rdw-status.success{background:#e8f7ef;border-left:4px solid #27a65a;color:#24663c}.rdw-status.error{background:#fff0ed;border-left:4px solid #d9523f;color:#8b3327}.vehicle-manual{margin-bottom:18px}.privacy-note strong{color:var(--navy)}
.rdw-attribution{margin:-10px 0 20px;color:var(--muted);font-size:.78rem}.rdw-attribution a{color:var(--teal);font-weight:800;text-decoration:underline}
.module-picker button.active{background:#eaf8f7;color:var(--teal);box-shadow:inset 0 0 0 2px var(--teal)}
@media(max-width:600px){.plate-row{grid-template-columns:1fr}.plate-button{width:100%}.calculator-card,.result-card{padding:24px}.calculator-progress span{font-size:.68rem}.premium-amount strong{font-size:3rem}}

.module-intro{padding:72px 0;background:linear-gradient(125deg,#eaf6f7,#fff)}.module-intro-grid{display:grid;grid-template-columns:1.25fr .55fr;gap:65px;align-items:center}.module-intro h1{font:700 clamp(2.8rem,5vw,4.8rem)/1.05 Cabin;color:var(--navy);margin:0 0 20px}.module-intro p:not(.eyebrow){max-width:760px;color:var(--muted);font-size:1.12rem}.module-trust{padding:30px;border-radius:16px;background:var(--navy);color:#fff;box-shadow:var(--shadow)}.module-trust:before{content:"✓";display:grid;place-items:center;width:45px;height:45px;margin-bottom:15px;border-radius:50%;background:#25a966;font-size:1.4rem;font-weight:900}.module-trust strong,.module-trust span{display:block}.module-trust strong{font:700 1.35rem Cabin;margin-bottom:8px}.module-trust span{color:#d4e3e8;font-size:.92rem}
.module-picker-section{padding:80px 0;background:var(--cream)}.module-heading{text-align:center;max-width:720px;margin:0 auto 38px}.module-heading h2,.unsupported-products h2{font:700 clamp(2.2rem,4vw,3.3rem)/1.08 Cabin;color:var(--navy);margin:0}.module-heading>p:not(.eyebrow),.unsupported-products p{color:var(--muted)}.module-picker{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.module-picker button{min-height:210px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:14px;border:1px solid #dbe6e8;border-radius:14px;background:#fff;color:var(--navy);font:800 1rem Nunito;cursor:pointer;box-shadow:0 8px 25px rgba(18,59,83,.05);transition:.25s}.module-picker button:hover{transform:translateY(-5px);border-color:var(--teal);box-shadow:var(--shadow)}.module-picker img{width:100px;height:90px;object-fit:contain}.module-picker button:last-child img{width:150px}.module-selected{padding-bottom:35px}
.voogd-calculator{padding:60px 0 80px;background:#fff;scroll-margin-top:100px}.voogd-calculator>.container{width:min(1500px,calc(100% - 32px))}.module-toolbar{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:25px}.module-toolbar h2{font:700 clamp(2rem,4vw,3rem) Cabin;color:var(--navy);margin:0}.license-prefill{display:grid;grid-template-columns:minmax(260px,420px) auto;gap:14px 18px;align-items:end;margin:0 0 24px;padding:22px;border:1px solid #d9e4e6;border-radius:12px;background:#f7fbfb}.license-prefill[hidden]{display:none}.license-prefill label>span:first-child{display:block;margin-bottom:8px;color:var(--navy);font-weight:900}.license-prefill-actions{display:flex;gap:10px;flex-wrap:wrap}.license-prefill small{grid-column:1/-1;color:var(--muted);font-size:.82rem}.license-prefill code{color:var(--navy);font-weight:900}.voogd-frame-shell{position:relative;min-height:0;border:1px solid #d9e4e6;border-radius:16px;background:#fff;box-shadow:var(--shadow);overflow:visible}.voogd-frame-shell[hidden]{display:none}.voogd-frame-shell iframe{display:block;width:100%;height:920px;min-height:0;border:0}.module-loader{position:absolute;z-index:2;inset:0;display:grid;place-items:center;padding:30px;background:#fff;color:var(--teal);font-weight:800;text-align:center}.module-loader[hidden]{display:none}.module-loader.error{color:#8b3327;background:#fff7f5}.module-legal{max-width:850px;margin:18px auto 0;text-align:center;color:var(--muted);font-size:.82rem}.unsupported-products{padding:75px 0;background:#eaf6f7}.unsupported-grid{display:grid;grid-template-columns:1fr auto;gap:60px;align-items:center}
@media(max-width:900px){.module-intro-grid,.unsupported-grid{grid-template-columns:1fr}.module-picker{grid-template-columns:repeat(2,1fr)}.module-toolbar{align-items:flex-start;flex-direction:column}.voogd-frame-shell{min-height:0}}
@media(max-width:560px){.module-picker{grid-template-columns:1fr 1fr;gap:10px}.module-picker button{min-height:170px;padding:12px}.module-picker img{width:75px;height:70px}.voogd-calculator>.container{width:100%}.module-toolbar,.module-legal,.license-prefill{margin-left:14px;margin-right:14px}.license-prefill{grid-template-columns:1fr;padding:16px}.license-prefill-actions .button{width:100%}.voogd-frame-shell{min-height:0;border-radius:0;border-left:0;border-right:0}.voogd-frame-shell iframe{height:920px;min-height:0}}

/* Finansa 2026 — helder, menselijk en productgericht */
:root{--blue:#11647f;--teal:#13a6a5;--navy:#082f43;--orange:#f28a22;--cream:#f3f6f5;--ink:#102d3b;--muted:#5f727b;--shadow:0 18px 45px rgba(8,47,67,.10)}
body{background:#fff;color:var(--ink)}.container{width:min(1240px,calc(100% - 48px))}
.topbar{background:#f1f4f3;color:var(--navy);font-size:.78rem}.topbar-inner{min-height:38px;justify-content:flex-end}.topbar-links{display:flex;align-items:center;gap:24px}.topbar-links a{font-weight:700}
.header{box-shadow:0 1px 0 #e1e8e8;background:rgba(255,255,255,.98)}.nav-wrap{height:92px}.brand{width:255px}.nav{gap:28px}.nav a{font-size:.94rem}.nav-cta{padding:12px 19px!important;border:2px solid var(--teal);border-radius:8px;color:var(--navy)}.nav-cta:after{display:none}.nav-cta:hover{background:var(--teal);color:#fff}
.alpina-hero{padding:72px 0 0;background:linear-gradient(110deg,#eef8f7 0 58%,#fff 58%)}.alpina-hero .hero-grid{grid-template-columns:.92fr 1.08fr;gap:60px;padding-bottom:78px}.alpina-hero .hero-copy{padding:30px 0}.alpina-hero h1{font-size:clamp(3.4rem,5.2vw,5.6rem);letter-spacing:-.035em}.alpina-hero .hero-copy>p:not(.eyebrow){max-width:630px;font-size:1.22rem}.alpina-hero .hero-photo:before{display:none}.alpina-hero .hero-photo>img{height:490px;border-radius:12px 12px 80px 12px}.alpina-hero .experience{right:24px;bottom:-24px;border-radius:8px;background:var(--teal)}.hero-checks{display:flex;flex-wrap:wrap;gap:12px 25px;margin-top:30px;color:var(--navy);font-size:.88rem;font-weight:800}.hero-checks span:first-letter{color:var(--teal)}
.quick-products{position:relative;z-index:2;display:grid;grid-template-columns:repeat(5,1fr);gap:0;margin-bottom:-76px;background:#fff;border-radius:12px;box-shadow:0 18px 55px rgba(8,47,67,.14);overflow:hidden}.quick-products a{min-height:150px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:5px;padding:18px;border-right:1px solid #e3eaea;transition:.2s}.quick-products a:last-child{border:0;background:var(--navy);color:#fff}.quick-products a:hover{background:#eef8f7}.quick-products a:last-child:hover{background:#0e4b65}.quick-products img{width:68px;height:55px;object-fit:contain}.quick-products span{font-weight:900}.quick-products b{font-size:.72rem;color:var(--teal)}.quick-products a:last-child b{color:#8fe1df}.quick-more{display:grid;place-items:center;width:50px;height:50px;border:2px solid currentColor;border-radius:50%;font-size:2rem}
.direct-actions{padding:125px 0 42px;background:#fff}.direct-actions-grid{display:grid;grid-template-columns:1.25fr repeat(3,1fr);align-items:stretch;border:1px solid #dce6e6;border-radius:10px;overflow:hidden}.direct-actions-grid>div,.direct-actions-grid>a{padding:22px 26px;border-right:1px solid #dce6e6}.direct-actions-grid>a:last-child{border:0}.direct-actions-grid div strong,.direct-actions-grid div span{display:block}.direct-actions-grid strong{font:700 1.25rem Cabin}.direct-actions-grid span{color:var(--muted);font-size:.84rem}.direct-actions-grid>a{display:flex;justify-content:space-between;align-items:center;font-weight:800}.direct-actions-grid>a:hover{color:var(--teal);background:#f6faf9}
.why{padding-top:75px}.section{padding:92px 0}.section h2{letter-spacing:-.025em}.alpina-heading{max-width:820px}.service-cards{gap:18px}.info-card{border:1px solid #e1e9e9;border-bottom:1px solid #e1e9e9;box-shadow:none}.info-card:hover{border-color:var(--teal);box-shadow:var(--shadow)}.about{background:#f5f3f0}
.insurance{background:#0a364b}.insurance-grid article{background:#fff;color:var(--navy);border:0;box-shadow:0 8px 20px rgba(0,0,0,.08)}.insurance-grid a:hover article{background:#edf9f8}.insurance-grid small{color:var(--teal)}.category-title{border-color:var(--teal)}
.insurance-head{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:42px;align-items:end;margin-bottom:34px}.insurance-head h2{max-width:760px;color:#fff}.insurance-head p:not(.eyebrow){max-width:735px;margin:16px 0 0;color:#c6d9df;font-size:1.05rem;line-height:1.65}.insurance-head-link{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 20px;border:1px solid rgba(255,255,255,.28);border-radius:8px;color:#fff;font-weight:900}.insurance-head-link:hover{background:#fff;color:var(--navy)}.insurance-groups{display:grid;gap:24px}.insurance-block{padding:28px;border:1px solid rgba(255,255,255,.16);border-radius:12px;background:#f7fbfb;color:var(--navy);box-shadow:0 18px 45px rgba(0,0,0,.16)}.insurance-block+.insurance-block{margin-top:8px}.insurance-block .category-title{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;margin:0 0 22px;padding:0 0 18px;border-left:0;border-bottom:1px solid #dce7e7}.insurance-block .category-title span{display:block;margin-bottom:5px;color:var(--teal);font:900 .76rem Nunito;text-transform:uppercase;letter-spacing:.14em}.insurance-block .category-title h3{margin:0;color:var(--navy);font:700 clamp(1.45rem,2.6vw,2.05rem)/1.12 Cabin}.insurance-block .category-title small{flex:0 0 auto;padding:7px 10px;border-radius:999px;background:#e9f5f4;color:var(--teal);font-weight:900}.insurance-block .insurance-grid{grid-template-columns:repeat(4,1fr);gap:12px}.insurance-block .insurance-grid a{display:block;min-width:0}.insurance-block .insurance-grid article{position:relative;min-height:128px;display:grid;grid-template-columns:58px minmax(0,1fr) 34px;grid-template-rows:auto auto;align-items:center;gap:4px 14px;padding:18px;text-align:left;border:1px solid #e2eaea;border-radius:8px;background:#fff;box-shadow:none}.insurance-block .insurance-grid img{grid-row:1/3;width:52px;height:52px;padding:6px;border-radius:8px;background:#eef8f7;object-fit:contain}.insurance-block .insurance-grid span{align-self:end;color:var(--navy);font-size:.98rem;font-weight:900;line-height:1.22;overflow-wrap:anywhere}.insurance-block .insurance-grid small{align-self:start;color:#63747c;font-size:.78rem;font-weight:800;line-height:1.25}.insurance-block .insurance-grid b{grid-column:3;grid-row:1/3;display:grid;place-items:center;width:32px;height:32px;border-radius:50%;background:#eef8f7;color:var(--teal);font-size:1.05rem;font-weight:900;transition:.2s}.insurance-block .insurance-grid a:hover article{border-color:var(--teal);background:#fff;transform:translateY(-3px);box-shadow:0 12px 26px rgba(8,47,67,.11)}.insurance-block .insurance-grid a:hover b{background:var(--orange);color:#fff}.insurance-advice{display:flex;align-items:center;justify-content:space-between;gap:26px;margin-top:28px;padding:24px 28px;border-radius:10px;background:#fff;color:var(--navy)}.insurance-advice strong,.insurance-advice span{display:block}.insurance-advice strong{font:700 1.35rem Cabin}.insurance-advice span{color:var(--muted)}.insurance-advice a{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:0 18px;border-radius:8px;background:var(--orange);color:#fff;font-weight:900;white-space:nowrap}.insurance-advice a:hover{background:#d97312}
.contact{background:#f5f3f0}.contact-form{background:#fff;box-shadow:var(--shadow)}address a{background:#fff}
.premium-cta{background:#dff4f2;padding:65px 0}.premium-cta h2{font-size:3rem}
.site-footer{background:#082d3f;color:#d1e0e5;padding:70px 0 25px}.footer-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:70px}.footer-grid>div{display:flex;flex-direction:column;align-items:flex-start;gap:10px}.footer-grid h3{margin:0 0 8px;color:#fff;font:700 1.1rem Cabin}.footer-grid a{color:#d1e0e5}.footer-grid a:hover{color:#72d3cf}.footer-grid p{margin:0;color:#9db4bd}.footer-brand img{width:260px;height:100px;padding:12px 16px;object-fit:contain;background:#fff;border-radius:9px;filter:none}.footer-brand p{max-width:320px;margin-bottom:12px}.footer-brand>a{font-weight:800}.footer-bottom{display:flex;justify-content:space-between;gap:30px;margin-top:55px;padding-top:22px;border-top:1px solid rgba(255,255,255,.15);color:#8da8b2;font-size:.8rem}
.module-intro{background:#eef8f7}.module-picker-section{background:#f5f3f0}.module-picker button{border:0;box-shadow:0 6px 22px rgba(8,47,67,.08)}.module-picker button:hover{border:0;background:#edf9f8}.module-trust{border-radius:10px;background:#0a364b}
@media(max-width:1000px){.quick-products{grid-template-columns:repeat(3,1fr);margin-bottom:-50px}.quick-products a:nth-child(3){border-right:0}.direct-actions{padding-top:100px}.direct-actions-grid{grid-template-columns:1fr 1fr}.direct-actions-grid>*{border-bottom:1px solid #dce6e6}.footer-grid{grid-template-columns:1fr 1fr;gap:45px}}
@media(max-width:900px){.topbar-links a:not(:last-child){display:none}.nav-cta{border:0}.alpina-hero{background:#eef8f7}.alpina-hero .hero-grid{grid-template-columns:1fr}.quick-products{margin-top:0}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.container{width:min(100% - 28px,1240px)}.alpina-hero{padding-top:35px}.alpina-hero h1{font-size:3.1rem}.alpina-hero .hero-photo>img{height:330px}.quick-products{grid-template-columns:1fr 1fr;border-radius:8px}.quick-products a{min-height:135px;border-bottom:1px solid #e3eaea}.quick-products a:nth-child(2n){border-right:0}.quick-products a:last-child{grid-column:1/-1}.direct-actions-grid{grid-template-columns:1fr}.direct-actions-grid>*{border-right:0!important}.footer-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column}.premium-cta h2{font-size:2.3rem}}

/* Keuzes direct in de hero */
.alpina-hero{padding-bottom:72px}.alpina-hero .hero-grid{align-items:start;padding-bottom:0}.alpina-hero .hero-copy{padding-top:10px}.alpina-hero .hero-copy>p:not(.eyebrow){margin-bottom:28px}.hero-choice{width:min(440px,100%);background:#fff;border:1px solid #dce5e6;border-radius:14px;box-shadow:0 14px 40px rgba(8,47,67,.12);overflow:hidden}.hero-choice-tabs{display:grid;grid-template-columns:1fr 1fr;background:#f6f8f7}.hero-choice-tabs button{height:56px;border:0;border-bottom:1px solid #dce5e6;background:transparent;color:var(--navy);font:800 1rem Nunito;cursor:pointer}.hero-choice-tabs button.active{border-bottom:3px solid var(--teal);background:#fff;color:var(--teal)}.hero-choice-panel{display:none;padding:6px 16px 16px}.hero-choice-panel.active{display:block}.hero-choice-panel>a:not(.hero-choice-more){display:grid;grid-template-columns:34px 1fr auto;align-items:center;gap:12px;min-height:57px;border-bottom:1px solid #e3e9e9;color:var(--navy);font-weight:900}.hero-choice-panel>a:not(.hero-choice-more):hover{color:var(--teal);padding-left:4px}.hero-choice-panel img{width:31px;height:31px;object-fit:contain}.hero-choice-panel b{font-size:1.8rem;font-weight:400}.choice-symbol{display:grid;place-items:center;width:28px;height:28px;border:2px solid var(--teal);border-radius:50%;color:var(--teal);font-size:.8rem}.hero-choice-more{display:block;margin-top:14px;padding:12px;border-radius:7px;background:var(--orange);color:#fff!important;text-align:center;font-weight:900}.hero-choice-more:hover{background:#da7512}.alpina-hero .hero-photo{margin-top:38px}.alpina-hero .hero-photo>img{height:585px}.direct-actions{padding-top:42px}.quick-products{display:none}
@media(max-width:900px){.alpina-hero .hero-grid{grid-template-columns:1fr 1fr;gap:35px}.alpina-hero h1{font-size:3.6rem}.alpina-hero .hero-photo>img{height:600px}}
@media(max-width:720px){.alpina-hero .hero-grid{grid-template-columns:1fr}.alpina-hero .hero-photo{margin-top:5px}.alpina-hero .hero-photo>img{height:340px}.hero-choice{width:100%}.direct-actions{padding-top:25px}}

/* Hero passend binnen een desktop-scherm */
@media(min-width:1001px){
  .topbar-inner{min-height:32px}
  .nav-wrap{height:76px}
  .brand{width:220px;height:66px}
  .nav-cta{padding:9px 16px!important}
  .alpina-hero{min-height:calc(100vh - 108px);padding:34px 0 38px}
  .alpina-hero .hero-grid{grid-template-columns:.92fr 1.08fr;gap:44px}
  .alpina-hero .hero-copy{padding:0}
  .alpina-hero .eyebrow{margin-bottom:7px;font-size:.72rem}
  .alpina-hero h1{font-size:clamp(3.2rem,4.35vw,4.75rem);line-height:.98;margin-bottom:12px}
  .alpina-hero .hero-copy>p:not(.eyebrow){margin:0 0 16px;font-size:1.05rem}
  .hero-choice{width:min(425px,100%)}
  .hero-choice-tabs button{height:46px}
  .hero-choice-panel{padding:3px 14px 12px}
  .hero-choice-panel>a:not(.hero-choice-more){min-height:46px;grid-template-columns:29px 1fr auto;font-size:.89rem}
  .hero-choice-panel img{width:27px;height:27px}
  .hero-choice-panel b{font-size:1.45rem}
  .hero-choice-more{margin-top:9px;padding:9px}
  .alpina-hero .hero-photo{margin-top:0}
  .alpina-hero .hero-photo>img{height:min(640px,calc(100vh - 180px));min-height:510px}
  .alpina-hero .experience{bottom:-14px}
  .direct-actions{padding-top:28px}
}
@media(min-width:1001px) and (max-height:800px){
  .alpina-hero{padding-top:24px}
  .alpina-hero h1{font-size:3.5rem}
  .alpina-hero .hero-photo>img{height:555px;min-height:0}
  .hero-choice-panel>a:not(.hero-choice-more){min-height:42px}
}

.hero-values{display:grid;grid-template-columns:repeat(3,1fr);gap:42px;margin-top:28px;padding:25px 34px;border-radius:12px;background:#fff4e8}.hero-values article{display:grid;grid-template-columns:46px 1fr;gap:13px;align-items:start}.hero-values article>span{display:grid;place-items:center;width:42px;height:42px;border:5px solid rgba(242,138,34,.16);border-radius:50%;color:var(--orange);font-size:0;font-weight:900;line-height:1}.hero-values article>span::before{content:"✓";font-size:1.3rem;line-height:1;transform:translateY(-1px)}.hero-values h2{margin:0 0 4px;color:var(--navy);font:700 1.4rem/1.12 Cabin}.hero-values h2::first-letter{color:var(--navy)}.hero-values p{margin:0;color:var(--muted);font-size:.86rem;line-height:1.45}
@media(min-width:1001px){.alpina-hero .hero-photo>img{height:min(555px,calc(100vh - 280px));min-height:440px}.alpina-hero{padding-bottom:30px}.hero-values{margin-top:22px}}
@media(min-width:1001px) and (max-height:800px){.hero-values{gap:25px;padding:18px 25px}.hero-values article{grid-template-columns:36px 1fr}.hero-values article>span{width:34px;height:34px;border-width:4px}.hero-values h2{font-size:1.16rem}.hero-values p{font-size:.75rem}.alpina-hero .hero-photo>img{height:465px}}
@media(max-width:900px){.hero-values{grid-template-columns:1fr;gap:18px}}
@media(max-width:600px){.hero-values{padding:22px 18px}.hero-values h2{font-size:1.2rem}}

/* Comfortabele desktop-schaal en groter headerlogo */
.brand{width:255px;height:70px}.brand img{object-position:left center}
@media(min-width:1001px){
  .nav-wrap{height:88px}
  .brand{width:255px;height:70px}
  .alpina-hero{min-height:auto;padding:42px 0 38px}
  .alpina-hero .hero-grid{grid-template-columns:.95fr 1.05fr;gap:52px}
  .alpina-hero .eyebrow{font-size:.78rem}
  .alpina-hero h1{font-size:clamp(3.8rem,4.8vw,5.25rem);line-height:1}
  .alpina-hero .hero-copy>p:not(.eyebrow){font-size:1.15rem;margin-bottom:20px}
  .hero-choice{width:min(480px,100%)}
  .hero-choice-tabs button{height:52px;font-size:1.05rem}
  .hero-choice-panel{padding:5px 17px 15px}
  .hero-choice-panel>a:not(.hero-choice-more){min-height:51px;grid-template-columns:32px 1fr auto;font-size:.98rem}
  .hero-choice-panel img{width:30px;height:30px}
  .hero-choice-more{padding:11px}
  .alpina-hero .hero-photo>img{height:min(610px,calc(100vh - 230px));min-height:500px}
  .hero-values{margin-top:26px;padding:23px 30px}
  .hero-values h2{font-size:1.3rem}
  .hero-values p{font-size:.82rem}
}
@media(min-width:1001px) and (max-height:800px){
  .nav-wrap{height:80px}
  .brand{width:235px;height:65px}
  .alpina-hero{padding-top:28px}
  .alpina-hero h1{font-size:3.75rem}
  .hero-choice-panel>a:not(.hero-choice-more){min-height:45px}
  .alpina-hero .hero-photo>img{height:500px;min-height:0}
}

/* Verzekeraarslogo-slider */
.insurer-slider-section{padding:90px 0;background:#fff}.insurer-slider-heading{display:flex;align-items:end;justify-content:space-between;gap:35px;margin-bottom:35px}.insurer-slider-heading h2{max-width:760px;margin:0;color:var(--navy);font:700 clamp(2.2rem,4vw,3.6rem)/1.08 Cabin;letter-spacing:-.025em}.insurer-slider-heading h2 span{color:var(--orange)}.insurer-slider-heading h2::first-letter{color:var(--navy)}.insurer-controls{display:flex;gap:10px}.insurer-controls button{display:grid;place-items:center;width:48px;height:48px;border:1px solid #cbdada;border-radius:50%;background:#fff;color:var(--navy);font-size:1.25rem;cursor:pointer}.insurer-controls button:hover{border-color:var(--teal);background:var(--teal);color:#fff}.insurer-slider{--insurer-gap:18px;overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:none;overscroll-behavior-inline:contain}.insurer-slider::-webkit-scrollbar{display:none}.insurer-track{display:flex;gap:var(--insurer-gap);padding:8px 5px 22px}.insurer-track article{height:135px;display:grid;place-items:center;flex:0 0 calc((100% - (var(--insurer-gap) * 3)) / 4);padding:24px;border:1px solid #e0e8e8;border-radius:12px;background:#fff;box-shadow:0 7px 22px rgba(8,47,67,.06);scroll-snap-align:start}.insurer-track img{width:100%;height:80px;object-fit:contain;filter:saturate(.92);transition:.2s}.insurer-track article:hover img{transform:scale(1.05);filter:saturate(1)}.insurer-note{margin:0;color:var(--muted);font-size:.8rem}
@media(max-width:700px){.insurer-slider-section{padding:65px 0}.insurer-slider-heading{align-items:flex-start;flex-direction:column}.insurer-slider-heading h2{font-size:2.25rem}.insurer-track article{flex-basis:190px;height:115px}.insurer-track img{height:68px}}
@media(max-width:1000px) and (min-width:701px){.insurer-track article{flex-basis:calc((100% - (var(--insurer-gap) * 2)) / 3)}}

.alpina-hero .hero-mascot-photo>img{object-position:center 24%}
@media(min-width:1001px){.alpina-hero .hero-mascot-photo>img{object-position:center 26%}}
@media(max-width:720px){.alpina-hero .hero-mascot-photo>img{object-position:center 20%}}

/* Definitieve mobiele eindlaag */
html,body{max-width:100%;overflow-x:hidden}
button,a,input,select,textarea{-webkit-tap-highlight-color:transparent}
@media(max-width:900px){
  html{scroll-padding-top:76px}
  .container{width:min(100% - 32px,1240px)}
  .topbar{font-size:.72rem}
  .topbar-inner{min-height:50px;padding:5px 0;display:grid;grid-template-columns:1fr;gap:2px}
  .topbar-links{width:100%;display:grid;grid-template-columns:1fr 1fr auto;gap:0;align-items:center}
  .topbar-links a{display:block!important;padding:4px 8px;text-align:center;white-space:nowrap;border-right:1px solid #d8e0e0}
  .topbar-links a:last-child{border-right:0;font-size:.72rem}
  .header{top:0}
  .nav-wrap{height:74px}
  .brand{width:205px;height:62px}
  .menu-button{display:grid;place-items:center;width:46px;height:46px;border-radius:8px;font-size:1.55rem;cursor:pointer}
  .nav{top:68px;left:16px;right:16px;max-height:calc(100vh - 90px);overflow-y:auto;padding:8px;border:1px solid #dce6e7;border-radius:12px}
  .nav a{min-height:48px;display:flex;align-items:center;padding:12px 14px;border-bottom:1px solid #edf1f1}
  .nav a:last-child{border-bottom:0}
  .nav-cta{margin-top:6px;justify-content:center;border:2px solid var(--teal)!important;background:#eef9f8}
  .alpina-hero{padding:32px 0 40px}
  .alpina-hero .hero-grid{grid-template-columns:1fr;gap:28px}
  .alpina-hero .hero-copy{padding:0}
  .alpina-hero .eyebrow{font-size:.7rem;letter-spacing:.13em}
  .alpina-hero h1{font-size:clamp(2.65rem,11vw,3.7rem);line-height:1.02;overflow-wrap:break-word}
  .alpina-hero .hero-copy>p:not(.eyebrow){font-size:1rem;line-height:1.5;margin-bottom:20px}
  .hero-choice{width:100%;border-radius:10px}
  .hero-choice-tabs button{height:50px;font-size:.92rem}
  .hero-choice-panel{padding:4px 12px 13px}
  .hero-choice-panel>a:not(.hero-choice-more){min-height:50px;grid-template-columns:30px minmax(0,1fr) auto;gap:10px;font-size:.9rem}
  .hero-choice-panel img{width:28px;height:28px}
  .hero-choice-panel span{min-width:0;overflow-wrap:anywhere}
  .hero-choice-more{margin-top:10px;padding:11px}
  .alpina-hero .hero-photo{margin:0}
  .alpina-hero .hero-photo>img{height:min(78vw,430px);min-height:290px;border-radius:10px 10px 42px 10px;object-position:center 22%}
  .experience{right:10px;bottom:-14px;padding:11px 16px}
  .experience strong{font-size:2rem}
  .experience span{width:58px;font-size:.78rem}
  .hero-values{grid-template-columns:1fr;gap:15px;margin-top:32px;padding:20px 17px}
  .hero-values article{grid-template-columns:38px 1fr;gap:11px}
  .hero-values article>span{width:36px;height:36px;border-width:4px}
  .hero-values h2{font-size:1.15rem}
  .hero-values p{font-size:.82rem}
  .direct-actions{padding:28px 0}
  .direct-actions-grid{grid-template-columns:1fr;border-radius:9px}
  .direct-actions-grid>div,.direct-actions-grid>a{padding:17px 19px;border-right:0;border-bottom:1px solid #dce6e6}
  .direct-actions-grid>a:last-child{border-bottom:0}
  .section{padding:62px 0}
  .two-columns,.contact-grid,.about-grid,.detail-hero-grid,.detail-layout{grid-template-columns:1fr;gap:34px}
  .photo-stack{padding:0 18px 34px 0}
  .photo-main{height:390px}
  .photo-small{height:150px}
  .section-heading{margin-bottom:35px}
  .section h2,.section-heading h2{font-size:clamp(2rem,9vw,2.8rem)}
  .service-cards{grid-template-columns:1fr;gap:14px}
  .info-card{padding:24px}
  .insurance-grid{grid-template-columns:1fr 1fr;gap:11px}
  .insurance-grid article{min-height:165px;padding:13px 9px}
  .insurance-grid img{width:72px;height:68px}
  .insurance-grid span{font-size:.87rem;overflow-wrap:anywhere}
  .insurance-grid small{font-size:.7rem}
  .category-title{font-size:1.35rem;margin-top:32px}
  .insurance-head{grid-template-columns:1fr;gap:18px;margin-bottom:24px}
  .insurance-head p:not(.eyebrow){font-size:.96rem}
  .insurance-head-link{width:100%}
  .insurance-block{padding:18px;border-radius:10px}
  .insurance-block .category-title{align-items:flex-start;flex-direction:column;gap:12px;margin:0 0 16px;padding-bottom:15px}
  .insurance-block .category-title h3{font-size:1.4rem}
  .insurance-block .category-title small{font-size:.74rem}
  .insurance-block .insurance-grid{grid-template-columns:1fr 1fr;gap:10px}
  .insurance-block .insurance-grid article{min-height:142px;grid-template-columns:1fr 30px;grid-template-rows:48px auto auto;padding:14px;gap:6px;text-align:left}
  .insurance-block .insurance-grid img{grid-column:1;grid-row:1;width:46px;height:46px}
  .insurance-block .insurance-grid span{grid-column:1/3;grid-row:2;font-size:.9rem}
  .insurance-block .insurance-grid small{grid-column:1/3;grid-row:3;font-size:.72rem}
  .insurance-block .insurance-grid b{grid-column:2;grid-row:1;width:30px;height:30px}
  .insurance-advice{align-items:stretch;flex-direction:column;padding:20px}
  .insurance-advice a{width:100%}
  .premium-cta{padding:48px 0}
  .premium-cta-inner{align-items:stretch}
  .premium-cta .button{width:100%}
  .contact-form{padding:23px}
  input,select,textarea{font-size:16px}
  .site-footer{padding:52px 0 calc(88px + env(safe-area-inset-bottom))}
  .footer-grid{grid-template-columns:1fr;gap:34px}
  .footer-brand img{width:min(100%,270px);height:105px;padding:12px 15px;background:#fff;filter:none}
  .footer-bottom{flex-direction:column;margin-top:38px;gap:8px}
  .detail-hero{padding:45px 0}
  .detail-hero h1{font-size:clamp(2.45rem,11vw,3.4rem);overflow-wrap:anywhere}
  .detail-visual{min-height:260px}
  .detail-body{padding:58px 0}
  .advice-card{padding:25px}
  .detail-photo-band{padding:58px 0}
  .module-intro{padding:50px 0}
  .module-intro-grid{gap:30px}
  .module-intro h1{font-size:clamp(2.5rem,11vw,3.5rem)}
  .module-picker-section{padding:58px 0}
  .module-picker{grid-template-columns:1fr 1fr;gap:10px}
  .module-picker button{min-height:148px;padding:12px;font-size:.85rem}
  .module-picker img{width:68px;height:62px}
  .module-toolbar{margin:0 16px 20px}
  .module-toolbar .button{width:100%}
  .module-legal{margin-left:16px;margin-right:16px}
  .unsupported-products{padding:55px 0}
  .unsupported-grid{grid-template-columns:1fr;gap:25px}
  .unsupported-products .actions{display:grid}
  .unsupported-products .button{width:100%}
  .insurer-slider-section{padding:58px 0}
  .insurer-slider-heading{margin-bottom:22px}
  .insurer-slider-heading h2{font-size:clamp(2rem,9vw,2.65rem)}
  .insurer-track{gap:12px}
  .insurer-track article{flex-basis:min(72vw,240px);height:112px;padding:20px}
  .insurer-track img{height:65px}
  .whatsapp-float{width:52px;height:52px;right:14px;bottom:calc(14px + env(safe-area-inset-bottom))}
}
@media(max-width:380px){
  .container{width:min(100% - 24px,1240px)}
  .brand{width:174px;height:56px}
  .nav-wrap{height:68px}
  .nav{top:64px;left:12px;right:12px}
  .alpina-hero h1{font-size:2.55rem}
  .hero-choice-tabs button{font-size:.82rem}
  .insurance-grid{grid-template-columns:1fr}
  .insurance-block .insurance-grid{grid-template-columns:1fr}
  .insurance-grid article{min-height:150px}
  .insurance-block .insurance-grid article{min-height:124px;grid-template-columns:48px minmax(0,1fr) 30px;grid-template-rows:auto auto}
  .insurance-block .insurance-grid img{grid-column:1;grid-row:1/3}
  .insurance-block .insurance-grid span{grid-column:2;grid-row:1}
  .insurance-block .insurance-grid small{grid-column:2;grid-row:2}
  .insurance-block .insurance-grid b{grid-column:3;grid-row:1/3}
  .module-picker{grid-template-columns:1fr}
  .module-picker button{min-height:132px}
  .actions .button{width:100%}
  .topbar-inner{min-height:64px}
  .topbar-links{grid-template-columns:1fr 1fr}
  .topbar-links a:last-child{grid-column:1/-1;border-top:1px solid #d8e0e0;border-right:0}
  .topbar-links a:nth-child(2){border-right:0}
}

/* Verzekeringen overzicht - tekst past netjes op desktop en mobiel */
.insurance-block .insurance-grid{grid-template-columns:repeat(auto-fit,minmax(245px,1fr));gap:12px}
.insurance-block .insurance-grid article{min-height:116px;grid-template-columns:48px minmax(0,1fr) 30px;grid-template-rows:auto auto;gap:4px 12px;padding:16px}
.insurance-block .insurance-grid img{width:48px;height:48px}
.insurance-block .insurance-grid span{font-size:.92rem;line-height:1.18;overflow-wrap:normal;word-break:normal;hyphens:none}
.insurance-block .insurance-grid small{font-size:.74rem;line-height:1.25}
.insurance-block .insurance-grid b{width:28px;height:28px}

@media(max-width:1100px){
  .insurance-block .insurance-grid{grid-template-columns:repeat(auto-fit,minmax(255px,1fr))}
}

@media(max-width:700px){
  .insurance-head{gap:16px}
  .insurance-head p:not(.eyebrow){max-width:100%;font-size:.92rem;line-height:1.55}
  .insurance-block{max-width:100%;padding:14px}
  .insurance-block .insurance-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;min-width:0}
  .insurance-block .insurance-grid a{min-width:0}
  .insurance-block .insurance-grid article{min-height:154px;grid-template-columns:minmax(0,1fr) 25px;grid-template-rows:40px minmax(42px,auto) auto;padding:10px;gap:6px;text-align:left;min-width:0}
  .insurance-block .insurance-grid img{grid-column:1;grid-row:1;width:40px;height:40px}
  .insurance-block .insurance-grid span{grid-column:1/3;grid-row:2;align-self:end;min-width:0;max-width:100%;font-size:.76rem;line-height:1.12;overflow-wrap:anywhere;word-break:normal}
  .insurance-block .insurance-grid small{grid-column:1/3;grid-row:3;min-width:0;max-width:100%;font-size:.62rem;line-height:1.18;overflow-wrap:anywhere}
  .insurance-block .insurance-grid b{grid-column:2;grid-row:1;width:25px;height:25px;font-size:.92rem}
}

@media(max-width:420px){
  .insurance-block .category-title h3{font-size:1.28rem}
  .insurance-block .category-title small{padding:6px 9px}
  .insurance-block .insurance-grid article{min-height:154px;padding:10px 9px}
  .insurance-block .insurance-grid img{width:38px;height:38px}
  .insurance-block .insurance-grid span{font-size:.73rem}
  .insurance-block .insurance-grid small{font-size:.6rem}
.insurance-block .insurance-grid b{width:24px;height:24px}
}

/* Professionele contactsectie */
.contact{background:linear-gradient(180deg,#f5f3f0 0,#fff 100%)}
.contact-grid{grid-template-columns:.95fr 1.05fr;gap:74px;align-items:start}.contact-details h2{max-width:620px}.contact-details>p:not(.eyebrow){max-width:590px;color:var(--muted);font-size:1.08rem}.contact-highlights{display:flex;flex-wrap:wrap;gap:10px;margin:26px 0 28px}.contact-highlights span{padding:8px 11px;border:1px solid #dce8e8;border-radius:999px;background:#fff;color:var(--navy);font-size:.82rem;font-weight:900}.contact-methods{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:0}.contact-methods a{display:grid;gap:4px;min-height:132px;padding:20px;border:1px solid #dfe8e8;border-left:4px solid var(--teal);border-radius:8px;background:#fff;box-shadow:0 8px 24px rgba(8,47,67,.05);transition:.2s}.contact-methods a:hover{transform:translateY(-2px);border-color:var(--teal);box-shadow:0 14px 30px rgba(8,47,67,.1)}.contact-methods span{color:var(--teal);font-size:.72rem;font-weight:900;letter-spacing:.12em;text-transform:uppercase}.contact-methods strong{color:var(--navy);font:700 1.08rem Cabin;line-height:1.2}.contact-methods small{color:var(--muted);font-size:.82rem;line-height:1.35}.contact-form{position:relative;gap:22px;padding:40px;border:1px solid #e1e8e8;border-radius:12px;background:#fff;box-shadow:0 24px 55px rgba(8,47,67,.12)}.form-head h3{margin:0;color:var(--navy);font:700 2rem/1.12 Cabin}.form-head p:not(.eyebrow){margin:8px 0 0;color:var(--muted)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.contact-form label{margin:0;color:var(--navy);font-size:.86rem;font-weight:900}.contact-form input,.contact-form textarea{margin-top:7px;border-color:#cbdadd;border-radius:8px;background:#fbfdfd}.contact-form input{height:54px}.contact-form textarea{min-height:160px}.contact-form .button{width:100%;min-height:56px}.contact-form small{color:var(--muted);text-align:center}.field-wide{grid-column:1/-1}

/* Juridische pagina's */
.legal-hero{padding:76px 0;background:linear-gradient(125deg,#eef8f7,#fff)}.legal-hero-inner{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:55px;align-items:end}.legal-hero h1{margin:0;color:var(--navy);font:700 clamp(2.8rem,5vw,4.8rem)/1.04 Cabin}.legal-hero p:not(.eyebrow){max-width:760px;color:var(--muted);font-size:1.12rem}.legal-meta{padding:22px;border:1px solid #dfe8e8;border-radius:10px;background:#fff;box-shadow:0 12px 32px rgba(8,47,67,.08)}.legal-meta span{display:block;color:var(--muted);font-size:.8rem}.legal-meta strong{display:block;color:var(--navy);font:700 1.2rem Cabin}.legal-section{padding:76px 0;background:#fff}.legal-layout{display:grid;grid-template-columns:280px minmax(0,1fr);gap:58px;align-items:start}.legal-nav{position:sticky;top:120px;display:grid;gap:8px;padding:18px;border:1px solid #e1e9e9;border-radius:10px;background:#f7fbfb}.legal-nav a{padding:10px 12px;border-radius:7px;color:var(--navy);font-weight:900}.legal-nav a:hover{background:#e9f5f4;color:var(--teal)}.legal-content{display:grid;gap:26px}.legal-card{padding:30px;border:1px solid #e1e9e9;border-radius:10px;background:#fff;box-shadow:0 8px 26px rgba(8,47,67,.05)}.legal-card h2{margin:0 0 12px;color:var(--navy);font:700 1.7rem/1.15 Cabin}.legal-card p{margin:0 0 12px;color:var(--muted)}.legal-card p:last-child{margin-bottom:0}.legal-card ul{margin:0;padding-left:20px;color:var(--muted)}.legal-card li+li{margin-top:8px}.legal-note{padding:18px 20px;border-left:4px solid var(--orange);border-radius:8px;background:#fff6ed;color:var(--navy);font-weight:800}.footer-legal-links{display:flex;flex-wrap:wrap;gap:7px 12px}.footer-legal-links a{color:#8fe1df;font-weight:800}.footer-legal-links a:hover{color:#fff}

@media(max-width:900px){
  .contact-grid,.legal-hero-inner,.legal-layout{grid-template-columns:1fr;gap:34px}
  .contact-methods{grid-template-columns:1fr 1fr}
  .legal-nav{position:static}
}

@media(max-width:600px){
  .contact-methods,.form-grid{grid-template-columns:1fr}
  .contact-form{padding:24px}
  .form-head h3{font-size:1.55rem}
  .legal-hero{padding:54px 0}
  .legal-section{padding:52px 0}
  .legal-card{padding:22px}
  .footer-legal-links{gap:8px}
}

/* Mobiele legal fix: geen horizontale overflow */
.legal-hero-inner,.legal-layout,.legal-content,.legal-card{min-width:0}
.legal-layout{grid-template-columns:minmax(180px,280px) minmax(0,1fr);gap:clamp(24px,4vw,58px)}
.legal-card h2,.legal-card p,.legal-card li,.legal-note{overflow-wrap:anywhere}
@media(max-width:600px){
  .legal-hero h1{font-size:clamp(2.25rem,11vw,3rem);overflow-wrap:anywhere}
  .legal-hero p:not(.eyebrow){font-size:1rem;line-height:1.55}
  .legal-card h2{font-size:1.45rem}
}
@media(max-width:900px){
  .legal-layout{grid-template-columns:1fr;gap:28px}
}

/* Homepage polish: sticky navigatie, direct regelen, reviews en WhatsApp */
.header{z-index:80;transition:box-shadow .22s ease,background .22s ease}
.nav-wrap{transition:height .22s ease}

.direct-actions{padding:40px 0 56px;background:linear-gradient(180deg,#f7fbfb 0,#fff 100%)}
.direct-actions-grid{grid-template-columns:1.05fr repeat(3,1fr);border:1px solid #d8e6e7;border-radius:12px;background:#fff;box-shadow:0 18px 45px rgba(8,47,67,.08)}
.direct-actions-grid>div,.direct-actions-grid>a{padding:24px 26px;border-right:1px solid #dce8e8}
.direct-actions-grid>div{background:#f8fcfc}
.direct-actions-grid strong{display:block;color:var(--navy);font:700 1.2rem/1.15 Cabin}
.direct-actions-grid span{display:block;color:var(--navy);font-weight:900;line-height:1.2}
.direct-actions-grid>div span{margin-top:5px;color:var(--muted);font-size:.86rem;font-weight:700}
.direct-actions-grid small{display:block;margin-top:5px;color:var(--muted);font-size:.78rem;line-height:1.35;font-weight:700}
.direct-actions-grid b{display:grid;place-items:center;flex:0 0 30px;width:30px;height:30px;border-radius:50%;background:#edf8f7;color:var(--teal);font-size:1.05rem;font-weight:900}
.direct-actions-grid>a{gap:18px;transition:background .2s ease,transform .2s ease}
.direct-actions-grid>a:hover{transform:translateY(-2px);background:#f4fbfa;color:var(--navy)}
.direct-actions-grid>a:hover b{background:var(--teal);color:#fff}

.why{background:#fff}
.why .two-columns{align-items:center;gap:clamp(46px,7vw,92px)}
.why .content>p:not(.eyebrow){max-width:650px;color:var(--muted);font-size:1.05rem}
.why-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:26px 0 24px}
.why-stats article{min-height:104px;padding:18px;border:1px solid #dce8e8;border-radius:10px;background:#f8fcfc}
.why-stats strong{display:block;color:var(--teal);font:700 2rem/1 Cabin}
.why-stats span{display:block;margin-top:7px;color:var(--navy);font-size:.82rem;font-weight:900;line-height:1.25}
.why-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.why-actions .button{min-width:180px;text-align:center}

.reviews-section{overflow:hidden;background:linear-gradient(180deg,#f7fbfb 0,#fff 100%);padding-top:84px;padding-bottom:84px}
.reviews-heading{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:28px;align-items:end;margin-bottom:28px}
.reviews-heading h2{margin:0;color:var(--navy);font:700 clamp(2.2rem,4vw,4rem)/1.05 Cabin}
.reviews-heading p:not(.eyebrow){max-width:720px;margin:12px 0 0;color:var(--muted);font-size:1.02rem}
.reviews-tools{display:grid;gap:12px;justify-items:end}
.review-score{min-width:170px;padding:16px 18px;border:1px solid #dce8e8;border-radius:10px;background:#fff;box-shadow:0 12px 32px rgba(8,47,67,.08);text-align:left}
.review-score span{display:block;color:#f7a51d;letter-spacing:.05em}
.review-score strong{display:block;margin-top:4px;color:var(--navy);font:700 1.3rem Cabin}
.review-score small{display:block;color:var(--muted);font-weight:800}
.review-controls{display:flex;gap:8px}
.reviews-heading>.review-controls{justify-self:end;align-self:end}
.review-controls button{display:grid;place-items:center;width:42px;height:42px;border:1px solid #cfe0e0;border-radius:50%;background:#fff;color:var(--navy);font:900 1rem Nunito;cursor:pointer;transition:.2s}
.review-controls button:hover{background:var(--teal);border-color:var(--teal);color:#fff}
.reviews-slider{--review-gap:16px;overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:none;padding:2px 0 12px}
.reviews-slider::-webkit-scrollbar{display:none}
.reviews-track{display:flex;gap:var(--review-gap)}
.reviews-track article{scroll-snap-align:start;flex:0 0 calc((100% - (var(--review-gap) * 2)) / 3);min-height:230px;display:flex;flex-direction:column;padding:26px;border:1px solid #dce8e8;border-radius:10px;background:#fff;box-shadow:0 14px 36px rgba(8,47,67,.08)}
.reviews-track article>span{color:#f7a51d;letter-spacing:.05em;font-weight:900}
.reviews-track p{flex:1;margin:18px 0;color:var(--navy);font-size:1.02rem;line-height:1.55;font-weight:800}
.reviews-track strong{color:var(--navy);font:700 1rem Cabin}
.reviews-track small{color:var(--muted);font-size:.82rem;font-weight:800}
.reviews-footer{display:flex;justify-content:space-between;gap:18px;align-items:center;margin-top:12px;color:var(--muted);font-size:.92rem}
.reviews-footer-end{justify-content:flex-end}
.reviews-footer a{display:inline-flex;align-items:center;justify-content:center;min-height:42px;padding:0 16px;border:1px solid #cfe0e0;border-radius:8px;color:var(--navy);font-weight:900}
.reviews-footer a:hover{background:#eef8f7;color:var(--teal)}

.whatsapp-float{display:grid;place-items:center;right:24px;bottom:24px;width:62px;height:62px;padding:0;border-radius:50%;background:#25d366;box-shadow:0 14px 34px rgba(0,0,0,.24);transition:transform .2s ease,box-shadow .2s ease}
.whatsapp-float:hover{transform:translateY(-3px);box-shadow:0 18px 42px rgba(0,0,0,.28)}
.whatsapp-float img{width:100%;height:100%;object-fit:contain;filter:none}

@media(max-width:1000px){
  .direct-actions-grid{grid-template-columns:1fr 1fr}
  .direct-actions-grid>div,.direct-actions-grid>a{border-bottom:1px solid #dce8e8}
  .direct-actions-grid>a:nth-child(2n){border-right:0}
  .direct-actions-grid>a:last-child{border-bottom:0}
  .reviews-heading{grid-template-columns:1fr}
  .reviews-heading>.review-controls{justify-self:start}
  .reviews-tools{justify-items:start;grid-template-columns:auto auto;align-items:end}
  .reviews-track article{flex-basis:calc((100% - var(--review-gap)) / 2)}
}

@media(max-width:700px){
  .direct-actions{padding:24px 0 42px}
  .direct-actions-grid{grid-template-columns:1fr;border-radius:10px}
  .direct-actions-grid>div,.direct-actions-grid>a{padding:18px;border-right:0!important}
  .direct-actions-grid>a:nth-child(2n){border-right:0}
  .why-stats{grid-template-columns:1fr 1fr}
  .why-stats article:last-child{grid-column:1/-1}
  .why-actions .button{width:100%}
  .reviews-section{padding-top:58px;padding-bottom:58px}
  .reviews-heading{gap:18px}
  .reviews-tools{width:100%;grid-template-columns:1fr auto}
  .review-score{min-width:0;width:100%}
  .reviews-track article{flex-basis:82vw;min-height:246px;padding:22px}
  .reviews-footer{display:grid;gap:12px}
  .reviews-footer a{width:100%}
  .whatsapp-float{right:14px;bottom:calc(14px + env(safe-area-inset-bottom));width:56px;height:56px}
}

@media(max-width:420px){
  .why-stats{grid-template-columns:1fr}
  .reviews-tools{grid-template-columns:1fr}
  .review-controls{justify-self:start}
  .reviews-track article{flex-basis:88vw}
  .section h2,.section-heading h2{font-size:1.62rem}
}

/* Betrouwbare zichtbaarheid op alle apparaten */
.reveal{opacity:1!important;transform:none!important}

@media(max-width:700px){
  .topbar{display:none}
  html{scroll-padding-top:78px}
  html,body{overflow-x:hidden}
  .why,.why .container,.why .two-columns,.why .content{max-width:100%;min-width:0}
  .why .two-columns{gap:30px;overflow:hidden}
  .why .photo-stack{padding:0 0 28px 0;max-width:100%}
  .why .photo-main{height:350px}
  .why .photo-small{right:8px;width:45%;height:138px;border-width:6px}
  .section h2,.section-heading h2,.why h2{max-width:100%;font-size:clamp(1.85rem,8.6vw,2.22rem);line-height:1.08;overflow-wrap:break-word}
  .why .content>p:not(.eyebrow){font-size:.98rem;line-height:1.55}
  .why-stats article{min-width:0;padding:14px}
}

@media(max-width:420px){
  .section h2,.section-heading h2{font-size:1.62rem}
}

/* Over ons, contactkeuzes en lange verzekeringstitels */
.about .section-heading{max-width:920px}
.about-service-cards{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.about-service-cards .info-card{position:relative;min-height:255px;display:grid;align-content:start;padding:30px;border-radius:10px;background:#fff}
.about-service-cards .info-card span{position:absolute;top:24px;right:24px;color:#b9d0d0;font:900 .82rem Nunito;letter-spacing:.12em}
.about-service-cards .info-card img{width:54px;height:54px;margin-bottom:26px}
.about-service-cards .info-card h3{font-size:1.28rem}
.about-service-cards .info-card p{font-size:.98rem;line-height:1.65}
.about-process{display:grid;grid-template-columns:repeat(3,1fr);margin:28px 0 0;border:1px solid #dce8e8;border-radius:10px;background:#fff;overflow:hidden}
.about-process div{padding:22px 24px;border-right:1px solid #dce8e8}
.about-process div:last-child{border-right:0}
.about-process strong{display:block;color:var(--navy);font:700 1.05rem Cabin}
.about-process small{display:block;margin-top:5px;color:var(--muted);font-size:.86rem;line-height:1.35}
.about-grid{margin-top:42px}

.contact-reasons{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin:0;padding:0;border:0}
.contact-reasons legend{grid-column:1/-1;margin:0 0 2px;color:var(--navy);font-size:.86rem;font-weight:900}
.contact-reasons label{min-width:0}
.contact-reasons input{position:absolute;opacity:0;pointer-events:none}
.contact-reasons span{display:flex;align-items:center;min-height:48px;padding:10px 12px;border:1px solid #cfe0e0;border-radius:8px;background:#f8fcfc;color:var(--navy);font-size:.82rem;font-weight:900;line-height:1.2;cursor:pointer;transition:.18s}
.contact-reasons input:checked+span{border-color:var(--teal);background:#eaf8f7;color:#007d83;box-shadow:inset 0 0 0 1px var(--teal)}

.cookie-banner{position:fixed;right:22px;bottom:22px;z-index:80;width:min(430px,calc(100% - 44px));display:grid;gap:18px;padding:22px;border:1px solid #dce7e7;border-radius:10px;background:#fff;color:var(--navy);box-shadow:0 18px 50px rgba(8,47,67,.18)}.cookie-banner strong{display:block;margin-bottom:5px;font:700 1.2rem Cabin,sans-serif}.cookie-banner p{margin:0;color:var(--muted);font-size:.92rem;line-height:1.45}.cookie-banner a{color:var(--teal);font-weight:900;text-decoration:underline}.cookie-actions{display:flex;gap:10px;justify-content:flex-end}.cookie-actions button{min-height:42px;border-radius:8px;padding:0 17px;font:900 .86rem Nunito,sans-serif;cursor:pointer}.cookie-decline{border:1px solid #d8e2e2;background:#fff;color:var(--navy)}.cookie-accept{border:1px solid #1b9f5a;background:#1b9f5a;color:#fff}.cookie-status{position:fixed;left:18px;bottom:18px;z-index:79;display:grid;place-items:center;width:44px;height:44px;border:0;border-radius:50%;box-shadow:0 12px 32px rgba(8,47,67,.18);cursor:pointer}.cookie-status span{display:grid;place-items:center;width:100%;height:100%;color:#fff;font-size:1.55rem;font-weight:900;line-height:1}.cookie-status.accepted{background:#1b9f5a}.cookie-status.rejected{background:#d34232}.cookie-status.rejected span{font-size:1.75rem;transform:translateY(-1px)}
.contact-reasons span:hover{border-color:var(--teal);background:#f0faf9}

.insurance-block .insurance-grid article{overflow:hidden}
.insurance-block .insurance-grid span{display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden;font-size:.88rem;line-height:1.15}
.insurance-block .insurance-grid small{display:-webkit-box;-webkit-line-clamp:1;-webkit-box-orient:vertical;overflow:hidden}
.insurance-block .insurance-grid a[href*="beroepsaansprakelijkheidsverzekering"] span,
.insurance-block .insurance-grid a[href*="bedrijfsrechtsbijstandverzekering"] span{font-size:.78rem;line-height:1.13}
.insurance-block .insurance-grid a[href*="arbeidsongeschiktheidsverzekering"] span{font-size:.86rem}

@media(max-width:900px){
  .about-service-cards,.about-process{grid-template-columns:1fr}
  .about-process div{border-right:0;border-bottom:1px solid #dce8e8}
  .about-process div:last-child{border-bottom:0}
  .contact-reasons{grid-template-columns:1fr 1fr}
}

@media(max-width:700px){
  .about-service-cards .info-card{min-height:0;padding:22px}
  .about-service-cards .info-card img{width:46px;height:46px;margin-bottom:16px}
  .about-process div{padding:18px}
  .contact-reasons{grid-template-columns:1fr}
  .contact-reasons span{min-height:44px}
  .insurance-block .insurance-grid span{font-size:.72rem;line-height:1.08}
  .insurance-block .insurance-grid a[href*="beroepsaansprakelijkheidsverzekering"] span,
  .insurance-block .insurance-grid a[href*="bedrijfsrechtsbijstandverzekering"] span{font-size:.66rem}
}

@media(max-width:700px){
  .hero-choice,.hero-values{max-width:100%;min-width:0}
  .hero-choice-tabs{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
  .hero-choice-tabs button{min-width:0;padding:0 6px;font-size:.78rem;line-height:1.1;white-space:normal}
  .hero-values{overflow:hidden}
  .hero-values article,.hero-values article>div{min-width:0;max-width:100%}
  .hero-values h2,.hero-values p{min-width:0;max-width:100%;overflow-wrap:anywhere}
  .direct-actions,.direct-actions .container,.direct-actions-grid,.direct-actions-grid>*{max-width:100%;min-width:0}
  .direct-actions-grid>a{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.15fr) 28px;align-items:center;gap:10px}
  .direct-actions-grid span,.direct-actions-grid small{min-width:0;max-width:100%;overflow-wrap:anywhere}
  .direct-actions-grid b{width:26px;height:26px}
  .benefits div,.benefits span{min-width:0;max-width:100%;overflow-wrap:anywhere}
  main,section,.container{min-width:0}
  .container{max-width:calc(100vw - 28px)}
  .why .content,.why .content>p:not(.eyebrow){min-width:0;max-width:100%;overflow-wrap:anywhere}
  .why-stats{grid-template-columns:1fr!important}
  .why-stats article:last-child{grid-column:auto}
}

html{scroll-padding-top:122px!important}
body{padding-top:122px!important}
.topbar{position:fixed!important;top:0!important;left:0!important;right:0!important}
.header{position:fixed!important;top:30px!important;left:0!important;right:0!important}
@media(max-width:700px){html{scroll-padding-top:122px!important}body{padding-top:122px!important}.header{top:50px!important}}

@media(max-width:700px){
  .topbar{display:block!important;height:50px;background:#f1f4f3;color:var(--navy);font-size:.72rem}
  .topbar-inner{min-height:50px!important;padding:0 14px!important;display:flex!important;align-items:center;justify-content:center}
  .topbar-links{width:100%;display:flex!important;justify-content:center;gap:14px}
  .topbar-links a{display:inline-flex!important;align-items:center;padding:0!important;border:0!important;white-space:nowrap;font-weight:900}
  .topbar-links a:first-child{display:none!important}
}

/* Premie berekenen - nette module-ervaring */
.module-intro{position:relative;overflow:hidden;background:linear-gradient(120deg,#edf8f7 0%,#fff 62%);padding:78px 0 64px}
.module-intro:after{content:"";position:absolute;left:0;right:0;bottom:0;height:1px;background:#dce9e9}
.module-intro-grid{grid-template-columns:minmax(0,1fr) 360px;gap:72px}
.module-intro h1{max-width:820px;letter-spacing:-.025em}
.module-trust{border:1px solid rgba(255,255,255,.14);border-radius:10px;background:#0b3548;box-shadow:0 22px 48px rgba(8,47,67,.16)}
.module-trust:before{width:42px;height:42px;border-radius:8px;background:var(--teal)}
.module-picker-section{padding:70px 0;background:#f6faf9}
.module-heading{text-align:left;max-width:none;margin:0 0 28px}
.module-heading h2{font-size:clamp(2rem,3vw,2.8rem)}
.module-picker{grid-template-columns:repeat(5,minmax(0,1fr));gap:12px}
.module-picker button{min-height:128px;align-items:flex-start;padding:18px;border:1px solid #dbe8e8;border-radius:8px;text-align:left;box-shadow:none}
.module-picker button:hover{transform:translateY(-2px);background:#fff;box-shadow:0 12px 28px rgba(8,47,67,.09)}
.module-picker button.active{background:#edf9f8;color:var(--navy);box-shadow:inset 0 0 0 2px var(--teal)}
.module-picker img{width:48px!important;height:48px!important;padding:7px;border-radius:8px;background:#eef8f7;object-fit:contain}
.module-picker span{line-height:1.2}
.voogd-calculator{padding:54px 0 82px;background:linear-gradient(180deg,#fff 0%,#f7fbfb 100%)}
.module-toolbar{align-items:center;margin-bottom:18px;padding:0 4px}
.module-toolbar .eyebrow{margin-bottom:6px}
.module-toolbar h2{letter-spacing:-.02em}
.license-prefill{grid-template-columns:minmax(280px,520px) auto;align-items:center;margin-bottom:18px;padding:18px;border-radius:8px;background:#fff;border-color:#dbe8e8;box-shadow:0 10px 28px rgba(8,47,67,.07)}
.license-prefill label{margin:0}
.license-prefill label>span:first-child{font-size:.86rem;letter-spacing:.02em}
.license-prefill .plate-input{height:50px;border-width:1px;border-radius:6px}
.license-prefill .plate-input input{font-size:1.22rem!important}
.license-prefill-actions .button{min-height:50px;border-radius:7px}
.license-prefill small{padding-top:2px}
.voogd-frame-shell{border:0;border-radius:8px;background:#fff;box-shadow:0 24px 60px rgba(8,47,67,.12);overflow:hidden}
.module-legal{margin-top:16px;color:#6a7b82}
@media(max-width:900px){
  .module-intro-grid{grid-template-columns:1fr;gap:28px}
  .module-picker{grid-template-columns:repeat(2,minmax(0,1fr))}
  .module-picker button{min-height:116px}
}
@media(max-width:560px){
  .module-intro{padding:46px 0 42px}
  .module-picker{grid-template-columns:1fr}
  .module-picker button{min-height:86px;display:grid;grid-template-columns:52px minmax(0,1fr);align-items:center}
  .module-toolbar{margin-left:16px;margin-right:16px}
  .license-prefill{border-radius:8px}
  .voogd-frame-shell{box-shadow:none}
}

/* Kenteken-prefill: veld en knoppen strak op een lijn */
.license-prefill{grid-template-columns:minmax(320px,650px) auto!important;align-items:end!important;gap:16px 20px!important}
.license-prefill label{display:grid!important;gap:10px!important}
.license-prefill label>span:first-child{margin:0!important;line-height:1.2!important}
.license-prefill .plate-input{height:62px!important}
.license-prefill .plate-input span{width:52px!important}
.license-prefill .plate-input input{height:62px!important}
.license-prefill-actions{align-items:end!important;flex-wrap:nowrap!important}
.license-prefill-actions .button{height:62px!important;min-height:62px!important;display:inline-flex!important;align-items:center!important;justify-content:center!important;white-space:nowrap!important}
.license-prefill small{grid-column:1/-1!important;margin-top:2px!important}
.license-prefill{justify-content:center!important}
.license-prefill-actions{justify-content:center!important}
.license-prefill-actions .button{min-width:250px!important}

@media(max-width:900px){
  .license-prefill{grid-template-columns:1fr!important}
  .license-prefill-actions{width:100%;display:grid!important;grid-template-columns:minmax(0,1fr);justify-items:center!important}
}

@media(max-width:560px){
  .license-prefill-actions{grid-template-columns:1fr}
}

/* Externe premieberekening compacter en netter presenteren */
.voogd-frame-shell{
  width:min(1180px,100%)!important;
  margin:22px auto 0!important;
  border:1px solid #dce8e8!important;
  border-top:5px solid var(--teal)!important;
  border-radius:14px!important;
  background:#fff!important;
  box-shadow:0 22px 55px rgba(8,47,67,.12)!important;
  overflow:hidden!important;
}
.voogd-frame-shell iframe{
  background:#fff!important;
}
.voogd-frame-shell{min-height:0!important}
.voogd-frame-shell iframe{height:920px;min-height:0}

@media(max-width:980px){
  .voogd-frame-shell{width:100%!important;border-radius:10px!important}
}

@media(max-width:560px){
  .voogd-frame-shell{
    width:100%!important;
    margin-top:16px!important;
    border-left:0!important;
    border-right:0!important;
    border-radius:0!important;
    box-shadow:none!important;
  }
}

/* Werkend contactformulier */
.form-check{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;overflow:hidden!important}
.form-status{display:none;margin:0;padding:12px 14px;border-radius:8px;font-weight:900;text-align:center;line-height:1.35}
.form-status.success{display:block;background:#e8f7ef;color:#24663c}
.form-status.error{display:block;background:#fff0ed;color:#8b3327}
.contact-form button[disabled]{opacity:.75;cursor:wait;transform:none}

/* Downloads pagina */
.downloads-hero{padding:78px 0;background:linear-gradient(120deg,#eef8f7 0%,#fff 64%);border-bottom:1px solid #dce9e9}
.downloads-hero-inner{display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:64px;align-items:center}
.downloads-hero h1{margin:0;color:var(--navy);font:700 clamp(3rem,5vw,5rem)/1.04 Cabin}
.downloads-hero p:not(.eyebrow){max-width:760px;color:var(--muted);font-size:1.1rem}
.downloads-contact{display:grid;gap:8px;padding:28px;border-radius:10px;background:#0b3548;color:#fff;box-shadow:0 22px 48px rgba(8,47,67,.16)}
.downloads-contact strong{font:700 1.25rem Cabin}
.downloads-contact span{color:#d4e3e8}
.downloads-contact a{margin-top:8px;color:#fff;font-weight:900}
.downloads-section{padding:72px 0 86px;background:#f6faf9}
.downloads-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.download-card{display:flex;flex-direction:column;min-height:310px;padding:30px;border:1px solid #dbe8e8;border-radius:10px;background:#fff;box-shadow:0 14px 36px rgba(8,47,67,.08)}
.download-card>span{color:var(--teal);font-size:.76rem;font-weight:900;letter-spacing:.14em;text-transform:uppercase}
.download-card h2{margin:12px 0;color:var(--navy);font:700 1.65rem/1.15 Cabin}
.download-card p{flex:1;margin:0 0 24px;color:var(--muted)}
.download-card .button{width:100%}

@media(max-width:900px){
  .downloads-hero-inner,.downloads-grid{grid-template-columns:1fr}
  .downloads-contact{max-width:520px}
}

@media(max-width:560px){
  .downloads-hero{padding:52px 0}
  .downloads-section{padding:48px 0 64px}
  .download-card{min-height:0;padding:24px}
}

/* Schade melden pagina */
.damage-hero{padding:78px 0 64px;background:linear-gradient(120deg,#eef8f7 0%,#fff 64%);border-bottom:1px solid #dce9e9}
.damage-hero-inner{display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:64px;align-items:center}
.damage-hero h1{max-width:820px;margin:0;color:var(--navy);font:700 clamp(3rem,5vw,5rem)/1.04 Cabin}
.damage-hero p:not(.eyebrow){max-width:760px;color:var(--muted);font-size:1.1rem}
.damage-help{display:grid;gap:8px;padding:28px;border-radius:10px;background:#0b3548;color:#fff;box-shadow:0 22px 48px rgba(8,47,67,.16)}
.damage-help strong{font:700 1.25rem Cabin}
.damage-help span{color:#d4e3e8}
.damage-help a{margin-top:8px;color:#fff;font-weight:900}
.damage-module-section{padding:60px 0 86px;background:#f6faf9}
.damage-module-head{display:flex;align-items:end;justify-content:space-between;gap:24px;margin:0 0 20px}
.damage-module-head-simple{display:block;text-align:center}
.damage-module-head h2{margin:0;color:var(--navy);font:700 clamp(2rem,3vw,2.8rem)/1.05 Cabin}
.damage-frame-shell{position:relative;width:min(1120px,calc(100vw - 48px));height:720px;margin:0 auto;border:1px solid #dce8e8;border-top:5px solid var(--teal);border-radius:14px;background:#fff;box-shadow:0 22px 55px rgba(8,47,67,.12);overflow:hidden}
.damage-frame-shell iframe{display:block;width:100%;height:100%;border:0;background:#fff}

@media(max-width:900px){
  .damage-hero-inner{grid-template-columns:1fr;gap:28px}
  .damage-help{max-width:520px}
  .damage-module-head{align-items:flex-start;flex-direction:column}
}

@media(max-width:560px){
  .damage-hero{padding:52px 0}
  .damage-module-section{padding:40px 0 64px}
  .damage-frame-shell{width:100%;height:820px;border-left:0;border-right:0;border-radius:0;box-shadow:none}
}

/* Mobiele SEO/UX eindlaag: voorkom horizontale overflow en houd pagina's scanbaar */
@media(max-width:700px){
  html,body{width:100%;max-width:100%;overflow-x:hidden}
  body{padding-top:122px!important}
  img,iframe,video,canvas,svg{max-width:100%}
  .header,.topbar{width:100vw;max-width:100vw}
  .nav-wrap{min-width:0}
  .brand{min-width:0;flex:0 1 190px}
  .menu-button{flex:0 0 46px;overflow:hidden;text-indent:0;white-space:nowrap}
  .downloads-hero,.damage-hero{padding:42px 0 46px}
  .downloads-hero-inner,.damage-hero-inner{grid-template-columns:1fr;gap:28px}
  .downloads-hero h1,.damage-hero h1{font-size:clamp(2.45rem,13vw,3.35rem);line-height:1.02;overflow-wrap:anywhere}
  .downloads-hero p:not(.eyebrow),.damage-hero p:not(.eyebrow){font-size:1rem;line-height:1.65}
  .downloads-contact,.damage-help{width:100%;max-width:100%;padding:24px;border-radius:10px}
  .downloads-section{padding:42px 0 58px}
  .download-card{width:100%;min-width:0}
  .download-card h2{font-size:1.35rem;overflow-wrap:anywhere}
  .whatsapp-float{right:14px;bottom:14px;width:56px;height:56px}
  .cookie-status{left:14px;bottom:14px;width:50px;height:50px}
}